Loan Balance Transfer
Move your existing loan to a lower rate and cut your EMI.
✓ Lower rate✓ Reduce EMI✓ Top-up 🤝 Free expert advisory
Overview
Paying a high interest rate? Transfer your existing car, personal or home loan to a lender offering a lower rate — instantly reducing your EMI. Get an additional top-up amount during the switch if you need it.
Key Features
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Lower interestSave lakhs over the tenure.
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Reduced EMIFree up monthly cash-flow.
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Top-up fundsExtra borrowing on transfer.
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Any loan typeVehicle, personal or home.
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Smooth switchWe handle the foreclosure.
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Zero hasslePaperwork managed for you.
How It Works
1
Apply
Fill a 2-minute form with basic KYC details.
2
Get approved
Eligibility check across 20+ banks in 30 minutes.
3
Pick best offer
We negotiate the lowest rate & EMI for you.
4
Disbursal
Amount credited — often the same day.
Documents Needed
- Aadhaar & PAN card
- Address proof
- 3–6 months bank statement
- Income proof (salary slip / ITR)
Lending Partners
SBI
State Bank of IndiaBank
HDFC
HDFC BankBank
ICICI
ICICI BankBank
AXIS
Axis BankBank
KMB
Kotak MahindraBank
BoB
Bank of BarodaPSU bank
PNB
Punjab National BankPSU bank
IIB
IndusInd BankBank
Frequently Asked Questions
What is the minimum interest rate?+
Vehicle loans start at 7.5% p.a. and personal/business loans vary by profile. We compare 20+ lenders to fetch you the lowest applicable rate.
How long does approval take?+
Pre-approval typically takes 30 minutes with minimal documents. Full disbursal is often completed the same day.
Is there a processing fee?+
Lenders charge a nominal processing fee (usually 0.5–1%). Our guidance and paperwork support is completely free.