The difference between a 7.5% and a 10% car loan can be over a lakh across the tenure. A little preparation goes a long way.
What lowers your rate
- A credit score above 750.
- A larger down payment (lower loan-to-value).
- A stable income and clean repayment history.
- Comparing offers across 20+ banks instead of taking the first one.
That last point is where most buyers lose money. We negotiate with 20+ banks and NBFCs on your behalf to lock the lowest rate and the smallest EMI — for free.